Desktop and pocket.
The same books.
A dashboard the owner reads, an assistant that drafts overnight, and the same books in their hand between jobs.
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The Power of Cenco
Drafts, not guesses
Your AI bookkeeper reads every bank transaction and drafts the matching ledger entry. You always see which need a human eye before anything posts.
From bank feed to filed return
The feed arrives, each entry is drafted with a reason you can read, and it waits for you. Approve once and it is a balanced line in a real ledger.
- 01Bank feedConnected accounts, streaming in
- 02AI draftsCategorized, with a stated reason
- 03You approveNothing posts without this
- 04PostedBalanced, append-only, audit-ready
One balanced ledger, and every statement in the next section is drawn straight out of it.
The full set of accounts, not a dashboard
Profit & loss, balance sheet, cash flow and equity, plus the trial balance and the general ledger behind them. Every figure traces to a posted entry.
Every dollar, reviewed in seconds
Approve, edit or ask about any drafted entry from one screen. Once approved it is balanced and immutable, never a spreadsheet cell.
You vs. businesses like yours
Compared against your industry and revenue band, the way a banker reads them. Aggregated so no individual business is ever exposed.
Comparisons are aggregated and anonymous. No one ever sees your numbers.
Get paid. Pay on time.
Invoices out, bills in, receivables aged. All on the same books.
A coach, not just a chatbot.
Ask anything about your books and get a plain-English answer grounded in your actual ledger.
Materials cost rose 14% in June while revenue held steady, mostly two large supplier invoices. Your margin is still above the peer median for your industry.
Not a spreadsheet with a nicer font.
Real accounting
A full double-entry ledger. Every number traces to a source.
Tamper-evident
Posted entries are immutable, with a cryptographic audit trail.
You approve, always
The AI drafts; humans decide. No exceptions.
Your data, your call
Sharing with your bank is your choice, always visible, and yours to turn off.
Questions, answered plainly.
Do I still need QuickBooks or Xero? +
No. This is the accounting system, not a layer on top of one. The general ledger, invoices, bills, sales tax and the statements all live here, so there is nothing to license alongside it.
What can it actually produce? +
Profit and loss, balance sheet and cash flow, drawn straight from the journal rather than a separate reporting copy, plus bank reconciliation, a month-end close, and a prefilled sales-tax return with the filing evidence kept immutably.
Do I need to know accounting? +
No. The bookkeeper drafts every entry and states, in plain language, why it chose what it chose. You approve. The double-entry mechanics stay underneath where they belong.
What does the AI do, and what can't it do? +
It reads the bank feed, drafts categorized entries with a confidence level, prepares invoices, runs the month-end checklist and answers questions about your books. What it cannot do is post. Approval is enforced by the system, not a setting you could switch off.
What happens at month-end? +
One guarded run. Anything unreconciled is flagged, and a readiness gate refuses to close while the trial balance does not tie. Once closed the period locks; reopening is a privileged, logged action.
Can I bring my existing books over? +
Yes. Balances and history import, so switching does not mean starting the financial year again.
Can my accountant work in it? +
Yes. They get their own login with the formal statements and the full audit trail, not a zip file at year end. Every posted entry is append-only and tamper-evident.
Is my financial data shared with my bank? +
Only what you choose to share, and only once you turn it on. You can review or revoke that consent at any time.
How does peer comparison work? +
Your numbers are grouped with similar businesses by industry and revenue band, aggregated across a minimum group size so no individual business is ever identifiable. Currently in active testing.
What does it cost? +
Ask your relationship manager. Pricing is set by your bank.